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Implementation Details

To ensure that your clients only pay using the currently available options, it is highly recommended to use automatic payment method retrieval. This feature enables you to dynamically retrieve and display the available payment methods at checkout, ensuring a smooth and seamless user experience:

  • If you are using PayU hosted payment page ( PAYMENT_WALL parameter in payMethod section or no payMethod section at all), we take care of everything, including logotypes which are updated automatically.
  • If you have implemented the payment methods on your own in your e-shop, you can follow these instructions.
  • If you are still using Classic API (NewPayment) and you don't plan to upgrade to REST API soon, then please contact us.

Thanks to the payment methods retrieval service, our 24/7 monitoring takes care of the deactivating the channels in case of planned maintenance or unexpected outage. If something as such would happen, the consumer can, for example, pay by credit card if their bank is unable to process the transfer at that point in time.

Automatic Cancellation of Transactions

Please refer to the Auto Cancellation of Transactions section for automatic cancellation times for transactions with different payment methods.

Card-based Payment Methods

The table below outlines the available card payment methods:

Card Based Payment Methods
ValueTransaction AmountNameBooking
c
0,01 - 999999,99
Payment card (credit, debit, prepaid) - CHF, EUR, GBP, USD.
24h/7
c
0,05 - 999999,99
Payment card (credit, debit, prepaid) - PLN, RON.
24h/7
c
0,30 - 999999,99
Payment card (credit, debit, prepaid) - CZK.
24h/7
c
0,02 - 999999,99
Payment card (credit, debit, prepaid) - BGN.
24h/7
c
1,00 - 999999,99
Payment card (credit, debit, prepaid) - RUB.
24h/7
c
5 - 9999999
Payment card (credit, debit, prepaid) - HUF.
24h/7
c
0,50 - 9999999,99
Payment card (credit, debit, prepaid) - all other supported currencies.
24h/7
jp
as above for payment cards
Apple Pay is a source of card data - authorization and settlement are done in the same way as for a standard card payment. In the Panel and on statements, Apple Pay transactions are marked as card payments, i.e. you may use the 'jp' value to initiate Apple Pay payment, but the transaction created will be marked with 'c'. To check if the transaction was done via Apple Pay, you need to check "payment flow" value. The value can be obtained through Transaction Data Retrieve.
24h/7
ap
as above for payment cards
Google Pay (formerly Android Pay) is a source of card data - authorization and settlement are done in the same way as for a standard card payment. In the Panel and on statements, Google Pay transactions are marked as card payments, i.e. you can use the 'ap' value to initiate Google Pay payment, but the transaction created will be marked with 'c'. To check if the transaction was done via Google Pay, you need to check "payment flow" value. The value can be obtained through Transaction Data Retrieve.
24h/7
ma
as above for payment cards
Masterpass is a source of card data - authorization and settlement are done in the same way as for a standard card payment. In the Panel and on statements, Masterpass transactions are marked as card payments, i.e. you may use the 'ma' value to initiate Masterpass payment, but the transaction created will be marked with 'c'. To check if the transaction was done via Masterpass, you need to check "payment flow" value. The value can be obtained through Transaction Data Retrieve.
24h/7
vc
as above for payment cards
Visa Checkout is a source of card data - authorization and settlement are done in the same way as for a standard card payment. In the Panel and on statements, Visa Checkout transactions are marked as card payments, i.e. you may use the 'vc' value to initiate Visa Checkout payment, but the transaction created will be marked with 'c'. To check if the transaction was done via Visa Checkout, you need to check "payment flow" value. The value can be obtained through Transaction Data Retrieve.
24h/7

Installments and Pay Later

The table below outlines the available credit payment methods (installments and Pay later):

PayU | Installments is available only on PL market (read more)

Klarna | PayU Pay Later is available on PL market (read more)

Twisto | PayU Pay Later is available on PL market (read more)

PayPo | PayU Pay Later is available on PL market (read more)

Pay Later with Twisto is available on CZ market (read more)

Installments and Pay Later Payment Methods
ValueTransaction amount (PLN)NameCurrency
ai
100,00 - 50000,00 *
PayU | Installments
PLN
dpkl
1,00 - 7000,00
Klarna | PayU Pay Later (Poland)
PLN
dpt
1,00 - 2000,00
Twisto | PayU Pay Later (Poland)
PLN
dpp
10,00 - 5000,00
PayPo | PayU Pay Later (Poland)
PLN
dpcz
3,00 - 999999,99
Pay Later with Twisto (Czech)
CZK
dpts
1500,00 - 100000,00
Twisto Pay in 3 (Czech)
CZK
  • * - depending on the variant

Polish pay-by-link Online Transfers (PLN)

The table below outlines the available Polish pay-by-link payment methods:

Pay-by-link Payment Methods
ValueTransaction amount (PLN)NameBooking
blik
0,01 - 49999,99
BLIK
24h/7
m
0,37 - 999999,99
mTransfer - mBank
24h/7
w
0,37 - 999999,99
Przelew24 - Santander (form. BZ WBK)
24h/7
o
0,37 - 999999,99
Pekao24Przelew - Bank Pekao
24h/7
i
0,37 - 999999,99
Płacę z Inteligo
24h/7
p
0,37 - 999999,99
Płać z iPKO
24h/7
g
0,37 - 999999,99
Płać z ING
24h/7
gbx
1,00 - 999999,99
Płacę z VeloBank
24h/7
l
0,37 - 999999,99
Credit Agricole
24h/7(*)
ab
0,37 - 999999,99
Płacę z Alior Bankiem
24h/7
ps
0,37 - 999999,99
Płacę z Bankiem Nowym S.A. (d. PBS)
01:00 – 23:30, 24h on weekends
wm
0,37 - 999999,99
Przelew z Millennium
24h/7
wc
0,37 - 999999,99
Przelew z Citi Handlowego
24h/7
bo
0,37 - 999999,99
Płać z BOŚ
24h/7
bnx
0,37 - 999999,99
BNP Paribas
24h/7
bs
0,50 - 999999,99
Banki Spółdzielcze
24h/7
nstb
0,50 - 999999,99
Nest bank
24h/7
plsb
0,50 - 999999,99
Plus Bank
24h/7
wys
0,01 - 999999,99
Bank Pocztowy
24/7(**)
b
0,50 - 999999,99
Przelew bankowy
  • * - Between 23:45 and 3:15 daily cut-off operations are run which can cause breaks in payment processing.
  • ** - Transactions received on weekends are settled on Monday.

Czech pay-by-link Online Transfers (CZK)

The table below outlines the available Chech pay-by-link payment methods:

Czech pay-by-link Payment Methods
ValueTransaction amount (CZK)Name
cs
3,00 - 999999,99
Česká spořitelna
mp
3,00 - 999999,99
mBank
kb
3,00 - 999999,99
Komerční banka
rf
3,00 - 999999,99
Raiffeisenbank
pg
3,00 - 999999,99
Moneta Money Bank
pf
3,00 - 999999,99
Fio banka
cb
3,00 - 999999,99
ČSOB
uc
3,00 - 999999,99
UniCredit
bt
3,00 - 999999,99
Bank transfer
pt
3,00 - 999999,99
Postal transfer

Slovak pay-by-link Online Transfers (EUR)

The table below outlines the available Slovak pay-by-link payment methods:

Slovak pay-by-link Payment Methods
ValueTransaction amount (EUR)NameBooking
posta
0,5 - 999999,99
Poštová banka, a. s.
24h/7
sporo
0,5 - 999999,99
Slovenská sporiteľňa, a. s.
24h/7
tatra
0,5 - 999999,99
Tatra banka, a. s.
24h/7
viamo
0,5 - 999999,99
Viamo
24h/7
vub
0,5 - 999999,99
Všeobecná úverová banka, a. s.
24h/7

International Payment Methods

The table below outlines the available international pay-by-link payment methods:

Notes

Please contact your account manager to have them enabled.

International Payment Methods
ValueTransaction amount (equivalent in EUR)NameTypeAvailabilityCurrency
gp
1,00 - 999999,99
GiroPay
Online Bank Transfer
DE
EUR
pbc
1,00 - 999999,99
Bancontact
Payment Card
BE
EUR
pmb
1,00 - 999999,99
MyBank
Standard Bank Transfer / Online Bank Transfer
IT
EUR
pscd
1,00 - 1000,00
PaySafeCard
Prepaid Voucher
AT, BE, CY, DE, ES, FI, FR, IT, LI, LT, LU, MT, NL, PT, SI, SK
EUR
sb
1,00 - 999999,99
Sofort Banking
Standard Bank Transfer / Online Bank Transfer
AT, BE, CH, DE, ES, IT, NL
EUR, CHF*
sdd
1,00 - 1000,00
SEPA Direct Debit
Online Bank Transfer
AT, BE, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GR, HR, HU, IE, IS, IT, LI, LT, LU, LV, MC, MT, NL, NO, PT, RO, SE, SI, SK, SM
EUR
pmbc
1,00 - 99999,99
Multibanco
Online Bank Transfer
PT
EUR
ptrl
1,00 - 1000,00
Trustly
Online Bank Transfer
DE, DK, EE, ES, FI, LT, LV, NL, NO, PT, SE, SK
EUR, DKK*, NOK*, SEK*
  • CHF* - only in combination with country code CH,
  • DKK* - only in combination with country code DK,
  • NOK* - only in combination with country code NO,
  • SEK* - only in combination with country code SE.

Automatic Cancellation of Transactions

The table below provides information about the time duration after which transactions will transition to the "CANCELLED" status:

Automatic Cancellation of Transactions
Payment MethodsUnpaid TransactionsWaiting to be received
Card Payments
1 hour
5 days
Installments and Pay later
5 days - for PayU Installments (ai)
10 days - for other methods
5 day - for PayU Installments (ai)
10 days - for other methods
Polish pay-by-link Online Transfers (PLN)
5 days (10 days for "Przelew bankowy" (b) method)
10 days
Czech pay-by-link Online Transfers (CZK)
14 days - for bank transfer (bt) and postal transfer (pt)
10 days - for other methods
14 days - for bank transfer (bt) and postal transfer (pt)
10 days - for other methods
Slovak pay-by-link Online Transfers (EUR)
10 days
10 days
International Payment Methods
5 days - for GiroPay (gp)
10 days - for other methods
10 days