Payment Methods
This section provides information about payment methods available in PayU Europe. If you're looking for technical details needed to process orders, refer to the Payment Methods Reference.
Supported Countries
In the table below, the Supported Country column indicates the countries where each payment method is available.
| Description | Supported Country | |||
|---|---|---|---|---|
 | Alior Bank | A bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Poland | Online Bank Transfer |
 | Alpha Installments | Local Interest Free Installments with Alpha Bank's Alpha Installments credit cards. | Romania | Credit Card |
 | Apple Pay | Apple Pay is a mobile payment and digital wallet service by Apple Inc. | Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Israel, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Romania, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Ukraine | Wallet |
 | Banca Transilvania | A bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Romania | Online Bank Transfer |
 | Bancontact | Bancontact is a card payment and the most important payment scheme for the Belgian market. | Belgium | Online Bank Transfer |
 | Bank Form | Wire transfer payment method. It allows cutomers to get a pre-filled transfer form that can be used in online banking or printed and used at a traditional branch. | Czech Republic | Wire Bank Transfer |
 | Banki Spółdzielcze | A bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Poland | Online Bank Transfer |
 | Bank Nowy S.A. | A bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Poland | Online Bank Transfer |
 | Bank Pocztowy | A bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Poland | Online Bank Transfer |
 | BCR | A bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Romania | Online Bank Transfer |
 | BLIK | Blik is a mobile payment standard created by a group of PL banks (Alior Bank, Bank Millennium, Bank Zachodni WBK, ING Bank Śląski, mBank i PKO Bank Polski). The payment method is based on a one-time code generated in the mobile app. Customers can pay by Blik in offline stores (POS), withdraw cash from ATMs and to pay online. BLIK also supports one-click payments based on a tokenization flow. | Poland | Mobile |
 | BLIK Pay Later | Blik is a mobile payment standard on PL market. The payment method is based on a one-time code generated in the mobile app. BLIK Pay Later allows customers to buy goods and pay within 30 days without any commission or additional costs. | Poland | Delayed Payment |
 | BLIK SK | Blik is a mobile payment standard that is widely used in the Polish market and is now expanding into Slovakia. This payment method utilizes a one-time code generated within the mobile app and is supported by Tatrabank. | Slovakia | Mobile |
 | BNP Paribas | Former BGŻ BNP Paribas and Raiffeisen Polbank. A bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Poland | Online Bank Transfer |
 | BOŚ Bank | A bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Poland | Online Bank Transfer |
 | BRD | A bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Romania | Online Bank Transfer |
| BRD Installments | Local Interest Free Installments with BRD Bank's BRD Installments credit cards. | Romania | Credit Card |
 | Card Avantaj Installments | Local Interest Free Installments with Credit Europe Bank's Card Avantaj credit cards. | Romania | Credit Card |
 | Česká spořitelna | Česká spořitelna is a bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Czech Republic | Online Bank Transfer |
 | Click to Pay | Click to Pay is a secure online account which allows customers to simply store their card information , billing and shipping details once and never have to re-enter it again when shopping online at merchants who offer the Click to Pay option. Click to Pay is based on the EMV® Secure Remote Commerce (SRC) Specification, a global industry standard established to provide a consistent, simple user experience at checkout. | Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Israel, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Ukraine | Wallet |
 | Credit Agricole | A bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Poland | Online Bank Transfer |
 | ČSOB | ČSOB is a bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Czech Republic | Online Bank Transfer |
 | ePlatby VÚB | A bank transfer payment method. Customers can pay online using their own bank account. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Slovakia | Online Bank Transfer |
 | Erste Bank Polska | Erste Bank Polska (until 24 April 2026 Santander Bank Polska, formerly BZ WBK) is a bank transfer payment method. Customers can pay online using their own bank account. No credit card required. | Poland | Online Bank Transfer |
 | Fio Banka | Fio Banka is a bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Czech Republic | Online Bank Transfer |
 | Garanti Bonus Card Installments | Local Interest Free Installments with Garanti Bank's Bonus Card credit cards. | Romania | Credit Card |
 | Google Pay | Google Pay (former Adroid Pay) is a mobile payment solution that offers further simplicity, security and choice when making purchases with Android phones. With Google Pay, merchants can accept payments for physical goods and services, and access buyers' shipping and payment information stored in their Google account. | Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Israel, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Romania, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Ukraine | Wallet |
 | ING | A bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Poland, Romania | Online Bank Transfer |
 | Inteligo | A bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Poland | Online Bank Transfer |
 | IPKO | A bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Poland | Online Bank Transfer |
 | Klarna | PayU Pay Later | Pay Later with Klarna enables customers to buy goods and pay within 30 days without any commission or additional costs. Customers can also select an installment plan and pay in 3 installments at 0% interest. | Czech Republic, Germany, Hungary, Poland, Romania, Slovakia | Delayed Payment |
 | Komerční banka | Komerční banka is a bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Czech Republic | Online Bank Transfer |
 | Mastercard | Mastercard is one of the largest card schemes globally. Its principal business is to process payments between the banks of merchants and the card issuing banks or credit unions of the purchasers who use the "Mastercard" brand debit and credit cards to make purchases. | Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Israel, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Ukraine | Card |
 | mBank | A bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Poland | Online Bank Transfer |
 | mBank - mTransfer | mBank (product mTransfer, old name mPenize) is a bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Czech Republic | Online Bank Transfer |
 | mBank Collect | mBank Collect (former BRE) is a wire transfer payment method. It allows cutomers to get a pre-filled transfer form that can be used in online banking or printed and used at a traditional branch. | Poland | Wire Bank Transfer |
 | MCA | Merchant Cash Advance – a loan for an online store that partners with PayU, provided by the lender - "YouLend", which can be used for any purpose. | Poland | Credit Online |
 | Millennium | A bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Poland | Online Bank Transfer |
 | Moneta | Moneta (old brand GE Money Bank) is a bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Czech Republic | Online Bank Transfer |
 | Multibanco | Trustly is an integrator offering most popular online banking methods for major European markets. | Portugal | Online Bank Transfer |
 | MyBank | MyBank is an overlay banking system covering several European countries. | Italy | Online Bank Transfer |
 | Nest Bank | A bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Poland | Online Bank Transfer |
 | Optimo Installments | Local Interest Bearing Installments with Credit Europe Bank's Optimo credit cards. | Romania | Credit Card |
 | PayPal | PayPal, is an American company operating a worldwide online payments system that supports online money transfers and serves as an electronic alternative to traditional paper methods like checks and money orders. | Czech Republic, Romania | Wallet |
 | PayPo | PayU Pay Later | Pay Later with PayPo allows customers to choose an installment plan or purchase goods and pay within 30 days without any commision and additional costs. | Poland, Romania | Delayed Payment |
| PayPo RO | Pay in 3 | PayPo RO | Pay in 3 enables the buyer to make a payment in 3 parts. | Romania | Delayed Payment |
 | Paysafecard | Paysafecard is a prepaid voucher that is honored in more than 40 countries. | Germany, Slovakia | Prepaid Voucher & Gift Card |
 | PayU Installments | PayU Installments is an innovative payment process that is held fully online and does not require the customer to sign paper agreements or present proof of income. PayU installments is a solution which allows buyers the flexibility to pay for products in the cart in installments. | Poland | Installments |
 | PayU Installments with TBI | PayU Installments is an innovative payment process that is held fully online and does not require the customer to sign paper agreements or present proof of income. PayU installments is a solution which allows buyers the flexibility to pay for products in the cart in installments. | Romania | Installments |
 | Pekao | A bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Poland | Online Bank Transfer |
 | Pekao Collect | Wire transfer payment method. It allows cutomers to get a pre-filled transfer form that can be used in online banking or printed and used at a traditional branch. | Poland | Wire Bank Transfer |
 | Plus Bank | A bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Poland | Online Bank Transfer |
 | Postal Form | The postal form payment method allows clients to settle payments through a postal payment form obtained from a post office or downloaded online. The payer takes the completed form, along with the corresponding cash amount, to any post office for processing. This method is convenient for those who prefer in-person payments and accessible to individuals without a bank account or those who prefer not to use electronic payment methods. | Czech Republic | Wire Bank Transfer |
 | Poštová banka | A bank transfer payment method. Customers can pay online using their own bank account. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Slovakia | Online Bank Transfer |
 | PragmaPay | B2B | BNPL and installment solution for businesses, designed for B2B transactions — that is, when one company purchases from another company whose store uses PayU to process payments. | Poland | Credit Online |
 | QR Payment | Payments with QR code on Czechia market are based on instant bank transfer. Customers pays online with use of mobile bank application by scanning QR code in desktop flow or opening mobile bank application with deep link in mobile flow. | Czech Republic | Mobile |
 | Raiffeisen | Raiffeisen is a bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Czech Republic, Romania | Online Bank Transfer |
| Raiffeisen Installments | Local Interest Free Installments with Raiffeisen Bank's Raiffeisen Installments credit cards. | Romania | Credit Card |
 | Ropay | Ropay is a payment method supporting QR-code flows on desktop and deeplink flows on mobile (opens mobile app), available both via the PayU payment wall and as a fully transparent, merchant-embedded checkout. | Romania | Mobile |
 | SEPA Direct Debit | SEPA Direct Debit is a product which allows to realise payments based on a mandate granted by the payer. | Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Portugal, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland | Online Bank Transfer |
 | SporoPay | A bank transfer payment method. Customers can pay online using their own bank account. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Slovakia | Online Bank Transfer |
 | Star Card Installments | Local Interest Free Installments with Transylvania Bank's Star Card credit cards. | Romania | Credit Card |
 | TatraPay | A bank transfer payment method. Customers can pay online using their own bank account. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Slovakia | Online Bank Transfer |
 | Trustly | Trustly is an integrator offering most popular online banking methods for major European markets. | Austria, Belgium, Bulgaria, Croatia, Cyprus, Estonia, Finland, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Portugal, Slovenia, Spain | Online Bank Transfer |
 | Twisto CZ | Pay in 3 | Twisto Pay in 3 enables the buyer to make a payment in 3 parts. | Czech Republic | Delayed Payment |
| Twisto CZ | PayU Pay Later | Pay Later with Twisto allows customers to pay in 3-12 instalments (with interest), or to pay within 30 days (and even more) without any commission and additional costs. | Czech Republic | Delayed Payment |
| Twisto | PayU Pay Later | Pay Later with Twisto allows customers to pay in 3-12 instalments (with interest), or to pay within 30 days (and even more) without any commission and additional costs. | Poland | Delayed Payment |
 | UniCredit | Unicredit is a bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Czech Republic, Romania | Online Bank Transfer |
| UniCredit RO | Wire transfer payment method. It allows cutomers to obtain bank transfer details, which can be used in online banking or for ordering bank transfer at a traditional branch. | Romania | Wire Bank Transfer |
 | VeloBank | A bank transfer payment method. Customers can pay online using their own bank account. No credit card needed. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Poland | Online Bank Transfer |
 | Viamo | A bank transfer payment method. Customers can pay online using their own bank account. No need to rewrite data or order transfers manually. Customers log in to their bank and authorize a pre-defined transfer order. | Slovakia | Online Bank Transfer |
 | Visa | Visa facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards and debit cards. | Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Israel, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Ukraine | Card |
 | Visa Mobile | Visa Mobile is a digital wallet that allows users to link their Visa card to their phone number through a mobile app. This enables users to make online payments using just their phone number, with transactions confirmed through the app. | Poland | Wallet |