Implementation Details
To ensure that your clients only pay using the currently available options, it is highly recommended to use automatic payment method retrieval. This feature enables you to dynamically retrieve and display the available payment methods at checkout, ensuring a smooth and seamless user experience:
- If you are using PayU hosted payment page (
PAYMENT_WALLparameter inpayMethodsection or nopayMethodsection at all), we take care of everything, including logotypes which are updated automatically. - If you have implemented the payment methods on your own in your e-shop, you can follow these instructions.
- If you are still using Classic API (NewPayment) and you don't plan to upgrade to REST API soon, then please contact us.
Thanks to the payment methods retrieval service, our 24/7 monitoring takes care of the deactivating the channels in case of planned maintenance or unexpected outage. If something as such would happen, the consumer can, for example, pay by credit card if their bank is unable to process the transfer at that point in time.
Automatic Cancellation of Transactions
Please refer to the Auto Cancellation of Transactions section for automatic cancellation times for transactions with different payment methods.
Card-based Payment Methods
The table below outlines the available card payment methods:
Card Based Payment Methods
| Value | Transaction Amount | Name | Booking |
|---|---|---|---|
c | 0,01 - 999999,99 | Payment card (credit, debit, prepaid) - CHF, EUR, GBP, USD. | 24h/7 |
c | 0,05 - 999999,99 | Payment card (credit, debit, prepaid) - PLN, RON. | 24h/7 |
c | 0,30 - 999999,99 | Payment card (credit, debit, prepaid) - CZK. | 24h/7 |
c | 0,02 - 999999,99 | Payment card (credit, debit, prepaid) - BGN. | 24h/7 |
c | 1,00 - 999999,99 | Payment card (credit, debit, prepaid) - RUB. | 24h/7 |
c | 5 - 9999999 | Payment card (credit, debit, prepaid) - HUF. | 24h/7 |
c | 0,50 - 9999999,99 | Payment card (credit, debit, prepaid) - all other supported currencies. | 24h/7 |
jp | as above for payment cards | Apple Pay is a source of card data - authorization and settlement are done in the same way as for a standard card payment. In the Panel and on statements, Apple Pay transactions are marked as card payments, i.e. you may use the 'jp' value to initiate Apple Pay payment, but the transaction created will be marked with 'c'. To check if the transaction was done via Apple Pay, you need to check "payment flow" value. The value can be obtained through Transaction Data Retrieve. | 24h/7 |
ap | as above for payment cards | Google Pay (formerly Android Pay) is a source of card data - authorization and settlement are done in the same way as for a standard card payment. In the Panel and on statements, Google Pay transactions are marked as card payments, i.e. you can use the 'ap' value to initiate Google Pay payment, but the transaction created will be marked with 'c'. To check if the transaction was done via Google Pay, you need to check "payment flow" value. The value can be obtained through Transaction Data Retrieve. | 24h/7 |
ma | as above for payment cards | Masterpass is a source of card data - authorization and settlement are done in the same way as for a standard card payment. In the Panel and on statements, Masterpass transactions are marked as card payments, i.e. you may use the 'ma' value to initiate Masterpass payment, but the transaction created will be marked with 'c'. To check if the transaction was done via Masterpass, you need to check "payment flow" value. The value can be obtained through Transaction Data Retrieve. | 24h/7 |
vc | as above for payment cards | Visa Checkout is a source of card data - authorization and settlement are done in the same way as for a standard card payment. In the Panel and on statements, Visa Checkout transactions are marked as card payments, i.e. you may use the 'vc' value to initiate Visa Checkout payment, but the transaction created will be marked with 'c'. To check if the transaction was done via Visa Checkout, you need to check "payment flow" value. The value can be obtained through Transaction Data Retrieve. | 24h/7 |
Installments and Pay Later
The table below outlines the available credit payment methods (installments and Pay later):
PayU | Installments is available only on PL market (read more)
Klarna | PayU Pay Later is available on PL market (read more)
Twisto | PayU Pay Later is available on PL market (read more)
PayPo | PayU Pay Later is available on PL market (read more)
Pay Later with Twisto is available on CZ market (read more)
Installments and Pay Later Payment Methods
| Value | Transaction amount (PLN) | Name | Currency |
|---|---|---|---|
ai | 100,00 - 50000,00 * | PayU | Installments | PLN |
dpkl | 1,00 - 7000,00 | Klarna | PayU Pay Later (Poland) | PLN |
dpt | 1,00 - 1500,00 | Twisto | PayU Pay Later (Poland) | PLN |
dpp | 10,00 - 5000,00 | PayPo | PayU Pay Later (Poland) | PLN |
dpcz | 3,00 - 999999,99 | Pay Later with Twisto (Czech) | CZK |
dpts | 1500,00 - 100000,00 | Twisto Pay in 3 (Czech) | CZK |
- * - depending on the variant
Polish pay-by-link Online Transfers (PLN)
The table below outlines the available Polish pay-by-link payment methods:
Pay-by-link Payment Methods
| Value | Transaction amount (PLN) | Name | Booking |
|---|---|---|---|
blik | 0,01 - 49999,99 | BLIK | 24h/7 |
m | 0,37 - 999999,99 | mTransfer - mBank | 24h/7 |
w | 0,37 - 999999,99 | Przelew24 - Santander (form. BZ WBK) | 24h/7 |
o | 0,37 - 999999,99 | Pekao24Przelew - Bank Pekao | 24h/7 |
i | 0,37 - 999999,99 | Płacę z Inteligo | 24h/7 |
p | 0,37 - 999999,99 | Płać z iPKO | 24h/7 |
g | 0,37 - 999999,99 | Płać z ING | 24h/7 |
gbx | 1,00 - 999999,99 | Płacę z VeloBank | 24h/7 |
l | 0,37 - 999999,99 | Credit Agricole | 24h/7(*) |
ab | 0,37 - 999999,99 | Płacę z Alior Bankiem | 24h/7 |
ps | 0,37 - 999999,99 | Płacę z Bankiem Nowym S.A. (d. PBS) | 01:00 – 23:30, 24h on weekends |
wm | 0,37 - 999999,99 | Przelew z Millennium | 24h/7 |
wc | 0,37 - 999999,99 | Przelew z Citi Handlowego | 24h/7 |
bo | 0,37 - 999999,99 | Płać z BOŚ | 24h/7 |
bnx | 0,37 - 999999,99 | BNP Paribas | 24h/7 |
bs | 0,50 - 999999,99 | Banki Spółdzielcze | 24h/7 |
nstb | 0,50 - 999999,99 | Nest bank | 24h/7 |
plsb | 0,50 - 999999,99 | Plus Bank | 24h/7 |
wys | 0,01 - 999999,99 | Bank Pocztowy | 24/7(**) |
b | 0,50 - 999999,99 | Przelew bankowy |
- * - Between 23:45 and 3:15 daily cut-off operations are run which can cause breaks in payment processing.
- ** - Transactions received on weekends are settled on Monday.
Czech pay-by-link Online Transfers (CZK)
The table below outlines the available Chech pay-by-link payment methods:
Czech pay-by-link Payment Methods
| Value | Transaction amount (CZK) | Name |
|---|---|---|
cs | 3,00 - 999999,99 | Česká spořitelna |
mp | 3,00 - 999999,99 | mBank |
kb | 3,00 - 999999,99 | Komerční banka |
rf | 3,00 - 999999,99 | Raiffeisenbank |
pg | 3,00 - 999999,99 | Moneta Money Bank |
pf | 3,00 - 999999,99 | Fio banka |
cb | 3,00 - 999999,99 | ČSOB |
uc | 3,00 - 999999,99 | UniCredit |
bt | 3,00 - 999999,99 | Bank transfer |
pt | 3,00 - 999999,99 | Postal transfer |
Slovak pay-by-link Online Transfers (EUR)
The table below outlines the available Slovak pay-by-link payment methods:
Slovak pay-by-link Payment Methods
| Value | Transaction amount (EUR) | Name | Booking |
|---|---|---|---|
posta | 0,5 - 999999,99 | Poštová banka, a. s. | 24h/7 |
sporo | 0,5 - 999999,99 | Slovenská sporiteľňa, a. s. | 24h/7 |
tatra | 0,5 - 999999,99 | Tatra banka, a. s. | 24h/7 |
viamo | 0,5 - 999999,99 | Viamo | 24h/7 |
vub | 0,5 - 999999,99 | Všeobecná úverová banka, a. s. | 24h/7 |
International Payment Methods
The table below outlines the available international pay-by-link payment methods:
Notes
Please contact your account manager to have them enabled.
International Payment Methods
| Value | Transaction amount (equivalent in EUR) | Name | Type | Availability | Currency |
|---|---|---|---|---|---|
gp | 1,00 - 999999,99 | GiroPay | Online Bank Transfer | DE | EUR |
pbc | 1,00 - 999999,99 | Bancontact | Payment Card | BE | EUR |
pmb | 1,00 - 999999,99 | MyBank | Standard Bank Transfer / Online Bank Transfer | IT | EUR |
pscd | 1,00 - 1000,00 | PaySafeCard | Prepaid Voucher | AT, BE, CY, DE, ES, FI, FR, IT, LI, LT, LU, MT, NL, PT, SI, SK | EUR |
sb | 1,00 - 999999,99 | Sofort Banking | Standard Bank Transfer / Online Bank Transfer | AT, BE, CH, DE, ES, IT, NL | EUR, CHF* |
sdd | 1,00 - 1000,00 | SEPA Direct Debit | Online Bank Transfer | AT, BE, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GR, HR, HU, IE, IS, IT, LI, LT, LU, LV, MC, MT, NL, NO, PT, RO, SE, SI, SK, SM | EUR |
pmbc | 1,00 - 99999,99 | Multibanco | Online Bank Transfer | PT | EUR |
ptrl | 1,00 - 1000,00 | Trustly | Online Bank Transfer | DE, DK, EE, ES, FI, LT, LV, NL, NO, PT, SE, SK | EUR, DKK*, NOK*, SEK* |
- CHF* - only in combination with country code CH,
- DKK* - only in combination with country code DK,
- NOK* - only in combination with country code NO,
- SEK* - only in combination with country code SE.
Automatic Cancellation of Transactions
The table below provides information about the time duration after which transactions will transition to the "CANCELLED" status:
Automatic Cancellation of Transactions
| Payment Methods | Unpaid Transactions | Waiting to be received |
|---|---|---|
Card Payments | 1 hour | 5 days |
Installments and Pay later | 5 days - for PayU Installments (ai) 10 days - for other methods | 5 day - for PayU Installments (ai) 10 days - for other methods |
Polish pay-by-link Online Transfers (PLN) | 5 days (10 days for "Przelew bankowy" (b) method) | 10 days |
Czech pay-by-link Online Transfers (CZK) | 14 days - for bank transfer (bt) and postal transfer (pt) 10 days - for other methods | 14 days - for bank transfer (bt) and postal transfer (pt) 10 days - for other methods |
Slovak pay-by-link Online Transfers (EUR) | 10 days | 10 days |
International Payment Methods | 5 days - for GiroPay (gp) 10 days - for other methods | 10 days |